I n today’s environment of rapid changes in financial markets, complex new laws and regulations affecting financial institutions, and heightened sensitivity to legal risks drove us to develop an extensive and competitive practice in the banking and financing area. We offer our clients a wealth of experience combined with strong technical expertise and a deep understanding of the Romanian economic climate. Our banking practice consists of advising credit institutions, underwriters, arrangers and borrowers in financing domestic and cross-border transactions, leveraged buyouts, national and international extensions of credit. We have advised in debt and equity financing, public placements, syndicated loans, as well as in securing the optimal financing for our clients from various sources. The finance work covers drafting of complex specialized agreements, designing and structuring national and international transactions, customizing concepts, all with a view to rendering value added key input. We provide consistent legal advice in implementing and monitoring security documentation required for the successful completion of transactions in the wider context of international law. Ştefănică & Florea advises on all aspects of finance transactions, both on a national level and in cross border transactions. We offer prompt, reliable, and efficient commercial solutions to complex legal issues in the commercial environment in Romania, and from term sheet to closing we help our clients to exceed the boundaries of a mere success. Our practice encompasses: Loan Agreements Credit Facilities Bank Guarantees Bonds Syndicated Loans Banker Security Underwriters Corporate Finance Trade Finance Project Finance Asset-Based Finance Structured Finance